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It's me(27) and my wife(26) on my policy:

clean records
homeowners insurance
06 Kia Sorento
03 WRX
full coverage for both

1600/year.
 
22 y/o
Massachusetts
500$ deductable
"Storage"
$80/year

That's right now, but usually, I go:
1000$ deductible
Full coverage, maxxed out options
2 accidents, no tickets
~1700$/year
 
Portland, OR. 98 OBS, 25, 9 yrs driving, 0 accidents, 0 tickets, $698/yr. full coverage
I'm with you. Everyone else is overpaying.

Vancouver, WA. 2001 RS, 28, 12 yrs driving, 0 accidents, 7 tickets (but none on record currently), $640/yr. full coverage with state far. But I get over $200 off for combining my house insurance so it is really $440 or less a year. Yes, that is $36/month for full coverage. 250;500;250 and $500 deductible.
 
Location, Sex, History.

If you're a white male living in urban New York with a bad record, you're gonna pay a shit ton more than any female living in bumblefucknowhere middle USA with a clean license (because there's nothing and no one to hit).
 
Bellevue, WA, 24M, 6yrs driving, No accidents, no tickets
2009 impreza 2.5i: 150/300/300, Comprehensive, collision, Underinsured Motorist up to 50k. $1100/year.

Interestingly when I had my 2008 BMW with better coverage, I paid the exact same amount.
 
Seattle WA
Impreza L AWD
24
driving for problably 4 or more years
1 Not at fault accident (Please, no more accidents)
Moderate medical coverage with uninsured motorist and higher property and liability coverage.
I am probably paying about $1200 a year.

Not looking forward to seeing my WRX premium.
 
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