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hey, last night a got into a little accident with my 99 rs coupe, the car is totaled but i have a few questions on what the insurance company will do. I have full coverage so i will be getting money either way, but the car is a mint condition black coupe with 68k on it, kbb is just under 7k for it and nada is under 6k but if i want to replace it it will cost me atleast 9k for one that is in similar condition, and the local dealers sell used ones for 9-10k. What i am really wondering is what the insurance assessors will be paying me for my car, and what do they go by--any input would be great--thanks
 

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You will be getting fair market value. More then likely based on NADA values, although it really depends on your insurance company. As far as replacing the car I would highly recommend that you figure out exactly what type of insurance you carry.

There are plans concerning replacement costs and GAP but its all additional. I would check your policy.
 
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